TCF Bank has checking accounts designed to fit your needs and provide you with easy access to your money.

Open a new TCF Checking account today! Apply for an account online or visit a TCF Bank location to open an account.

Checking Product Features

Account Name	TCF Convenience Checking Apply Now	TCF Premier Checking Apply Now	TCF Premier Checking Plus Find your neighborhood TCF branch location	TCF Premier 50+ Checking Apply Now	TCF Student Checking Apply Now
Account Description	A great checking account that gives you flexibility for easy money management.	A great checking account that earns high interest rates when you maintain a monthly balance. Earn rewards when using your TCF Check Card.	A great checking account that earns high interest rates when you maintain a monthly balance. Earn rewards when using your TCF Premier Plus Charge Card.	A great product for customers age 50 or older. It is a high-yield interest checking account with competitive money market rates and other great convenient benefits.	A checking account designed specially for high school and college students. It's easy to use and provides the convenience necessary for busy students.
Minimum Opening Deposit	$25	$500	$500	$25	$25
Monthly Maintenance Fee	None with any of the following1: Direct Deposits totaling $100+ $500 minimum balance $2,500 Combined Deposit Balances Otherwise $9.95	None with any of the following1: $2,500 minimum balance $15,000 Combined Deposit Balances Otherwise $15.00	None with any of the following1: $2,500 minimum balance $15,000 Combined Deposit Balances Otherwise $15.00	None with any of the following1: Direct Deposits totaling $100+ $500 minimum balance $2,500 Combined Deposit Balances Otherwise $9.95	None with any of the following1: Direct Deposits totaling $100+ $100 minimum balance $2,500 Combined Deposit Balances Otherwise $4.95
Earns Interest	No	Yes2	Yes2	Yes2	No
Card Access	FREE TCF Check Card	FREE TCF Check Card	FREE TCF Premier Plus Charge CardSM 5	FREE TCF Check Card	FREE TCF Check Card
TCF Miles PlusSM Rewards	No	Earn 1 point per $2 spent on Qualifying Purchases	Earn 1 point per $1 spent on Qualifying Purchases	No	No
Online Banking	FREE	FREE	FREE	FREE	FREE
Online Bill Payment	FREE	FREE	FREE	FREE	FREE
Secure Online Statements	FREE	FREE	FREE	FREE	FREE
TCF ATM Transfers & Withdrawals	FREE	FREE	FREE	FREE	FREE
Non-TCF ATMs3	FREE transfers	2 FREE Withdrawals Per Statement Cycle and FREE Transfers	2 FREE Withdrawals Per Statement Cycle and FREE Transfers	2 FREE Withdrawals Per Statement Cycle and FREE Transfers	FREE transfers
Checks	Fee	FREE4	FREE4	FREE4	First Order FREE4
Travelers Checks, Official Checks & Money Orders	Fee	FREE1	FREE1	FREE1	Fee

Please note that TCF's standard account service fees will apply for your account. These include fees for any nonsufficient funds (NSF) items or overdrafts on your account, and other fees.

Convenient Services for all TCF Customers:

• FREE Coin Counting
• Tell-a-Friend Rewards
• Extended Banking Hours
• Branch Access 7 Days a Week

©2010 TCF National Bank. Member FDIC. ¹Certain limitations and conditions apply - see your account contract or a TCF Representative for details. ²Refer to Current Rates and Yields Schedule. ³The owner or operator of the ATM may also charge a fee. ⁴Customer pays a fee for shipping, handling and applicable taxes. TCF retains a portion of this fee. ⁵Premier Plus Charge Card Terms and Conditions.