New - FDIC Fraudulent Correspondence Alert.

You are required to use an online banking password to access your account information online at TCF and an account secret code to use other electronic services at TCF like the Automated Balance Phone and ATM's.

TCF employees will never ask you to tell them your account secret code or online banking password or ask that you write your secret code or password for them.

If someone phones you claiming to be a TCF Bank representative and asks for your secret code or password, do not give it out. Ask for identification and contact us immediately to report the incident.

It is very important that you keep your secret code and password secure to prevent unauthorized use of your account.

If you feel that your secret code or password is no longer secure, contact us immediately.

Here are some tips for keeping your secret code and password secure:

• Choose a secret code and password that others cannot guess

• Do not tell anyone else your secret code or password

• Never send a secret code or password by email

• Consider changing your secret code and password regularly

• Do not leave your secret code or password where someone else can find it. Keep it safe.